Best Fixed Annuity Rates in Virginia

Annuity LockReviewed by Our TeamUpdated June 3, 2026

As of June 3, 2026, fixed annuities in Virginia are offering guaranteed rates as high as 6.25%, based on Annuity Lock's latest survey of insurance carriers licensed in Virginia. Fixed annuities guarantee your principal and deliver predictable, tax-deferred returns for a set term.

Showing 23 Fixed Annuities

Nassau Life and Annuity

Nassau Simple Annuity 6

Nassau Life and Annuity · B++

Rate / Term
5.25%/ 6 yr
$100,000
Projected Value
$135,935
+35.9%
Sagicor Life

Milestone Max 6

Sagicor Life · A-

Rate / Term
5.25%/ 6 yr
$100,000
Projected Value
$135,935
+35.9%
Sentinel Security Life

Personal Choice Annuity 5

Sentinel Security Life · B

Rate / Term
6.25%/ 5 yr
$100,000
Projected Value
$135,408
+35.4%
EquiTrust

Certainty Select 6

EquiTrust · B++

Rate / Term
5.15%/ 6 yr
$100,000
Projected Value
$135,162
+35.2%
American Life

American Classic 5

American Life · B++

Rate / Term
5.45%/ 5 yr
$100,000
Projected Value
$130,387
+30.4%
Athene

Athene Max Rate 5

Athene · A+

Rate / Term
5.20%/ 5 yr
$100,000
Projected Value
$128,848
+28.8%
Sagicor Life

Milestone Max 5

Sagicor Life · A-

Rate / Term
5.20%/ 5 yr
$100,000
Projected Value
$128,848
+28.8%
North American

NAC Guarantee Plus 5

North American · A+

Rate / Term
5.15%/ 5 yr
$100,000
Projected Value
$128,542
+28.5%
EquiTrust

Certainty Select 5

EquiTrust · B++

Rate / Term
5.05%/ 5 yr
$100,000
Projected Value
$127,932
+27.9%
Augustar

LunarGuard 5

Augustar · A

Rate / Term
4.95%/ 5 yr
$100,000
Projected Value
$127,325
+27.3%
Oceanview

Harbourview 5

Oceanview · A

Rate / Term
4.85%/ 5 yr
$100,000
Projected Value
$126,719
+26.7%
Oceanview

Harbourview 4

Oceanview · A

Rate / Term
5.20%/ 4 yr
$100,000
Projected Value
$122,479
+22.5%
Nassau Life and Annuity

Nassau Simple Annuity 4

Nassau Life and Annuity · B++

Rate / Term
5.00%/ 4 yr
$100,000
Projected Value
$121,551
+21.6%
Sagicor Life

Milestone Max 4

Sagicor Life · A-

Rate / Term
4.80%/ 4 yr
$100,000
Projected Value
$120,627
+20.6%
Sentinel Security Life

Personal Choice Annuity 3

Sentinel Security Life · B

Rate / Term
6.00%/ 3 yr
$100,000
Projected Value
$119,102
+19.1%
American Life

American Classic 3

American Life · B++

Rate / Term
5.10%/ 3 yr
$100,000
Projected Value
$116,094
+16.1%
Athene

Athene Max Rate 3

Athene · A+

Rate / Term
5.00%/ 3 yr
$100,000
Projected Value
$115,763
+15.8%
Oceanview

Harbourview 3

Oceanview · A

Rate / Term
4.90%/ 3 yr
$100,000
Projected Value
$115,432
+15.4%
EquiTrust

Certainty Select 3

EquiTrust · B++

Rate / Term
4.80%/ 3 yr
$100,000
Projected Value
$115,102
+15.1%
North American

NAC Guarantee Plus 3

North American · A+

Rate / Term
4.80%/ 3 yr
$100,000
Projected Value
$115,102
+15.1%
Sagicor Life

Milestone Max 3

Sagicor Life · A-

Rate / Term
4.80%/ 3 yr
$100,000
Projected Value
$115,102
+15.1%
Augustar

LunarGuard 3

Augustar · A

Rate / Term
4.50%/ 3 yr
$100,000
Projected Value
$114,117
+14.1%
Oceanview

Harbourview 2

Oceanview · A

Rate / Term
4.80%/ 2 yr
$100,000
Projected Value
$109,830
+9.8%

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We prioritize products from financially stable carriers with strong AM Best ratings to help protect your principal.

Accurate Projections

Our projections use current rates and guaranteed yield structures to show realistic portfolio growth potential.

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