Best Fixed Annuity Rates in Maine

Reviewed by Our TeamUpdated June 3, 2026

As of June 3, 2026, fixed annuities in Maine are offering guaranteed rates as high as 5.20%, based on Annuity Lock's latest survey of insurance carriers licensed in Maine. Fixed annuities guarantee your principal and deliver predictable, tax-deferred returns for a set term.

Showing 16 Fixed Annuities

Product

Rating

Rate / Term

Projected Value

Certainty Select 6

EquiTrust • Est. 1996

B++

5.15%

6 yr term

$135,162

$100,000+35.2%

Certainty Select 6

EquiTrust · Est. 1996

Rating

B++

Rate / Term

5.15%

6 yr term

Projected

$135,162

+35.2%

Certainty Select 6

EquiTrust · B++

Rate / Term

5.15%/ 6 yr

$100,000

Projected Value

$135,162

+35.2%

Athene Max Rate 5

Athene • Est. 2009

A+

5.20%

5 yr term

$128,848

$100,000+28.8%

Athene Max Rate 5

Athene · Est. 2009

Rating

A+

Rate / Term

5.20%

5 yr term

Projected

$128,848

+28.8%

Athene Max Rate 5

Athene · A+

Rate / Term

5.20%/ 5 yr

$100,000

Projected Value

$128,848

+28.8%

NAC Guarantee Plus 5

North American • Est. 1886

A+

5.15%

5 yr term

$128,542

$100,000+28.5%

NAC Guarantee Plus 5

North American · Est. 1886

Rating

A+

Rate / Term

5.15%

5 yr term

Projected

$128,542

+28.5%

NAC Guarantee Plus 5

North American · A+

Rate / Term

5.15%/ 5 yr

$100,000

Projected Value

$128,542

+28.5%

Certainty Select 5

EquiTrust • Est. 1996

B++

5.05%

5 yr term

$127,932

$100,000+27.9%

Certainty Select 5

EquiTrust · Est. 1996

Rating

B++

Rate / Term

5.05%

5 yr term

Projected

$127,932

+27.9%

Certainty Select 5

EquiTrust · B++

Rate / Term

5.05%/ 5 yr

$100,000

Projected Value

$127,932

+27.9%

LunarGuard 5

Augustar • Est. 1909

4.95%

5 yr term

$127,325

$100,000+27.3%

LunarGuard 5

Augustar · Est. 1909

Rating

Rate / Term

4.95%

5 yr term

Projected

$127,325

+27.3%

LunarGuard 5

Augustar · A

Rate / Term

4.95%/ 5 yr

$100,000

Projected Value

$127,325

+27.3%

Harbourview 5

Oceanview • Est. 1965

4.85%

5 yr term

$126,719

$100,000+26.7%

Harbourview 5

Oceanview · Est. 1965

Rating

Rate / Term

4.85%

5 yr term

Projected

$126,719

+26.7%

Harbourview 5

Oceanview · A

Rate / Term

4.85%/ 5 yr

$100,000

Projected Value

$126,719

+26.7%

Secure Savings Elite 5

Silac • Est. 1935

4.75%

5 yr term

$126,116

$100,000+26.1%

Secure Savings Elite 5

Silac · Est. 1935

Rating

Rate / Term

4.75%

5 yr term

Projected

$126,116

+26.1%

Secure Savings Elite 5

Silac · B

Rate / Term

4.75%/ 5 yr

$100,000

Projected Value

$126,116

+26.1%

Harbourview 4

Oceanview • Est. 1965

5.20%

4 yr term

$122,479

$100,000+22.5%

Harbourview 4

Oceanview · Est. 1965

Rating

Rate / Term

5.20%

4 yr term

Projected

$122,479

+22.5%

Harbourview 4

Oceanview · A

Rate / Term

5.20%/ 4 yr

$100,000

Projected Value

$122,479

+22.5%

Athene Max Rate 3

Athene • Est. 2009

A+

5.00%

3 yr term

$115,763

$100,000+15.8%

Athene Max Rate 3

Athene · Est. 2009

Rating

A+

Rate / Term

5.00%

3 yr term

Projected

$115,763

+15.8%

Athene Max Rate 3

Athene · A+

Rate / Term

5.00%/ 3 yr

$100,000

Projected Value

$115,763

+15.8%

Harbourview 3

Oceanview • Est. 1965

4.90%

3 yr term

$115,432

$100,000+15.4%

Harbourview 3

Oceanview · Est. 1965

Rating

Rate / Term

4.90%

3 yr term

Projected

$115,432

+15.4%

Harbourview 3

Oceanview · A

Rate / Term

4.90%/ 3 yr

$100,000

Projected Value

$115,432

+15.4%

Certainty Select 3

EquiTrust • Est. 1996

B++

4.80%

3 yr term

$115,102

$100,000+15.1%

Certainty Select 3

EquiTrust · Est. 1996

Rating

B++

Rate / Term

4.80%

3 yr term

Projected

$115,102

+15.1%

Certainty Select 3

EquiTrust · B++

Rate / Term

4.80%/ 3 yr

$100,000

Projected Value

$115,102

+15.1%

NAC Guarantee Plus 3

North American • Est. 1886

A+

4.80%

3 yr term

$115,102

$100,000+15.1%

NAC Guarantee Plus 3

North American · Est. 1886

Rating

A+

Rate / Term

4.80%

3 yr term

Projected

$115,102

+15.1%

NAC Guarantee Plus 3

North American · A+

Rate / Term

4.80%/ 3 yr

$100,000

Projected Value

$115,102

+15.1%

LunarGuard 3

Augustar • Est. 1909

4.50%

3 yr term

$114,117

$100,000+14.1%

LunarGuard 3

Augustar · Est. 1909

Rating

Rate / Term

4.50%

3 yr term

Projected

$114,117

+14.1%

LunarGuard 3

Augustar · A

Rate / Term

4.50%/ 3 yr

$100,000

Projected Value

$114,117

+14.1%

Secure Savings Elite 3

Silac • Est. 1935

4.50%

3 yr term

$114,117

$100,000+14.1%

Secure Savings Elite 3

Silac · Est. 1935

Rating

Rate / Term

4.50%

3 yr term

Projected

$114,117

+14.1%

Secure Savings Elite 3

Silac · B

Rate / Term

4.50%/ 3 yr

$100,000

Projected Value

$114,117

+14.1%

Harbourview 2

Oceanview • Est. 1965

4.80%

2 yr term

$109,830

$100,000+9.8%

Harbourview 2

Oceanview · Est. 1965

Rating

Rate / Term

4.80%

2 yr term

Projected

$109,830

+9.8%

Harbourview 2

Oceanview · A

Rate / Term

4.80%/ 2 yr

$100,000

Projected Value

$109,830

+9.8%

Secure Savings Elite 2

Silac • Est. 1935

3.90%

2 yr term

$107,952

$100,000+8.0%

Secure Savings Elite 2

Silac · Est. 1935

Rating

Rate / Term

3.90%

2 yr term

Projected

$107,952

+8.0%

Secure Savings Elite 2

Silac · B

Rate / Term

3.90%/ 2 yr

$100,000

Projected Value

$107,952

+8.0%

Why Trust Our Data?

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Financial Strength Focus

We prioritize products from financially stable carriers with strong AM Best ratings to help protect your principal.

Accurate Projections

Our projections use current rates and guaranteed yield structures to show realistic portfolio growth potential.